Fulfill your dreams with Personal Loan!
Life tosses all sorts of hurdles at individuals. While some of these hurdles are met with individual efforts, other hurdles require you to take financial aid or support, be it then from family, friends or banks in form of personal loans.
A personal loan can be secured against something of value, such as a vehicle or home, allowing the lender to seize your asset to recover its losses if you don’t repay the loan. However, most people opt for an “unsecured” personal loan, which means the loan is free from collateral.
Personal loans are incredible with regards to dealing managing life’s financial hurdles. There are number of times when you require fast money for various reasons, it could be an urgent housing renovation or a medical emergency, a family wedding, a foreign holiday, or any other such thing. Getting a personal loan not only enables you get by, and speedy reimbursement of it enhances your financial credit score thus empowering you to take bigger aid next time.
Personal loans are to a great extent unsecured loans in nature which implies you don’t need to put any collateral or security for getting your loan. All you require is a decent FICO rating and important documentation.
HOW DOES IT WORK ?
Personal Loan works very much the same as any other type of loan. You borrow a certain amount of money from a bank or lender so that you can pay for the things you need to. You will have an agreement with the lender to pay back your loan in monthly, fortnightly or weekly repayments.
DOCUMENTS REQUIRED FOR PERSONAL LOAN
List of documents for Salaried Individuals:
- Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
- Proof of Residence:- Aadhar card Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
- Latest 3 months Bank Statement (where salary/income is credited).
- Salary slips for last 3 months.
- 2 Passport Size photographs.
- Form 16 & Company id card
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